Why We Need Bigger Houses!

6 11 2009

George Carlin Talks About “Stuff”

One of my favorite George Carlin acts!

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Woot! Senate Extends and Expands Homebuyer Tax Credit

4 11 2009

The Senate just voted a unanimous 98-0 toward extending and expanding the tax credit. What sounds like a windfall amount of $45 billion, it will cover the home buyer credit, tax relief for companies losing money (how do I qualify as a Realtor?!), and also extending jobless benefits to the unemployed. I’m not clear, however, on how much will be allocated to each, or if the $45 billion is just for the home buyer credit, or what kind of loss is covered in the business tax relief. My main purpose in writing this is to acknowledge that the home buyer credit seems to be moving forward. The next steps for the bill is the House then the President.

So… what exactly does this mean to home buyers?

craftsman houseWell the credit amount remains at $8,000, and will be extended until April 30th of 2010, and allow those with higher incomes – individuals and couples earning $125k and $225k respectively to get the credit as well. In addition, some current homeowners will qualify for a tax credit too. For those who have currently lived in their homes 5 yrs or more, $6,500 is available to them.

There are some loopholes to this however. Those who sell or no longer use the home as a primary residence in three years from closing will have to repay the credit. In addition, those who purchase a home at a price of $800,000 or more are not eligible either.

Like it or not, it is here to run it’s course… well, almost.





KaChing! An Exciting Web Site for Learning the Ropes of Investing

4 11 2009

Today I just signed up with www.KaChing.com and I am excited about it! I read about it in the NY Times a few weeks back and didn’t take note of the actual spelling. (ChaChing is also referred to as the sound of money clicking against itself so I was searching under that word online for the site) After giving my search for the site a break, I thought about alternate spelling options and thus, I found it.

woman holding bank uid

Let the money start falling

So today I took the plunge and signed up. Something I find very unique and interesting about this site is that you can mirror, or watch “Investing Geniuses”  do what they do. This is extremely unique since the investor game is understandably kept as close to the chest, much as a poker players in the championships.

Years ago, I read a lot about investing in stocks and as a teen I was very excited about the prospect of making money that way. But over time, it fell to the background, girls, fun, sports, classes, and cheap paying jobs (yay) came to the foreground. Although I still have my books from way back then – the great, simple ones that give you a history of investing in very plain terms talking about what a blue-chip is, etc., I don’t read them. Who has the time these days?! And if reading them would help in investing, then why hadn’t it made a dent in my investing prowess back then?

So this is day one of my new education into the money markets. I hope to see my virtual portfolio flourish not just from mimicry but as a result of becoming wiser to the ways of evaluating publicly traded companies, reading forecasts, making informed speculations on the future and in general, from having fun with it.

I’m hoping that this post will allow you to take a peek at KaChing and possibly join in the fun. After all, your virtual portfolio does start out at 1,000.000.00 When’s the last time you’ve had that kind of expendable cash to throw at investments?!

Cheers to investing smartly, wisely and fun-ly 🙂





Take My Quick 5 Question Poll!

3 11 2009

Do You Have a Family-member, Co-worker, or Friend That You Think Should Take Advantage of The Currently Low Interest Rates, Tax Credit and High Home Inventory?
(polls)





Hello world!

3 11 2009

Well, I’m making the move… no more Blogger.com action for me. I’ve spent a good part of the day researching technology – okay 95% of it sans bathroom breaks for Hogan and work phone calls/emails throughout the day as well. But I want to share something special… I found an AWESOME new image editing tool called GIMP! I’m posting a link to CNET’s web site for the download since the site for GIMP.org actually sucks when trying to access the download page… or any other for that matter!

Anyway, check out my banner above… yeah, go ahead! Well I created it from a photo I snapped of Snow Lake a few years ago, and threw some text on there – all with GIMP. The good news for those with mad Photoshop skillz is that it is nearly identical to it! From what I can remember at least, and that’s what others are saying too. However my PS education is ohhh, about 14 yrs old and I haven’t used it in about 3 or more years. And that was only limited to lightening and adjusting basic photo elements. Soooo, I guess I’ve got some re-education to do. Don’t worry, I’ll stock up on caffeine at a local coffee shop like Fremont Coffee or Canal Street Coffee (which oddly enough in todays age does not have a web site) although it’s getting a bit cold for Hoagie and I to be chillin (literally) on a coffee shop’s deck, and I’ll get through it just fine. Hmmm, I might opt for the reclusive desk in my condo or maybe I’ll duck into my office just two blocks east of Lake Union to consume all that GIMP/PhotoShop knowledge. Who’s to say?

Regardless… I’m very glad to have made the move to WordPress and I’m looking forward to learning about all the ways I can integrate technology into a great vehicle for blogging about the Pacific Northwest as well as political events, micro-blogs on local n’hoods and communities and most importantly, my knowledge and work in real estate.

So to each and every one of you (yes, I do have faith) that over the life of this blog, join in, oh, and thanks for taking the ride together with me!

Best,

Brad